There are many ways to try to get hold of other people's personal data and money. Criminals are constantly inventing new and trickier ways of phishing. Some of them target a large number of people at a time, while others are tailored to a particular person.
You can avoid phishing by remembering these basic principles:
- User ID's, bank ID's, and personal data, as well as any other personal information, is not to be given to another person. You need such information when confirming your identity or logging into different services, but no one else has a valid reason to ask you for this data.
- Your operator, bank and other service providers do not ask for your personal data by phone, text message or e-mail.
- Con men try to scare or upset you, because that makes you more vulnerable. That is why phishing attempts usually include claims of danger or a need to act immediately, or something that is unrealistically lucky. They might tell you that there is an urgent matter that needs to be taken care of right away or you will lose your bank account or your data service or something else very important. They might possibly claim that by taking part in a lottery or replying to an e-mail you will get a huge amount of money.
Con men might approach you by phone, e-mail, text message or requests on the Internet.